IN PARTNERSHIP WITH VOM MORTGAGE

Finance your future with someone

who sees the whole picture.

I'm Cole Groeneveld, a licensed loan originator. Through Velocity of Money Mortgage, I help investors, high earners, and the next generation of wealth builders finance property the smart way. Not just a loan, a decision that fits your bigger financial life.

Cole Groeneveld, Loan Originator · NMLS #2811890 Velocity of Money Mortgage · NMLS #2503260 · EQUAL HOUSING LENDER

WHY REAL ESTATE

Property can be utilized to build and preserve wealth. Most people still get it wrong.

Real estate has created more lasting wealth than almost any other asset, but only when it is bought for the right reasons, at the right time, with the right financing. Too many people buy because it's the thing to do. We start with your goals and your numbers, then decide whether buying makes sense and how to structure it if it does.

THE DIFFERENCE

Most loan officers sell you a mortgage. I help you make a decision.

I.

A free whole-picture review

Before we talk loans, I review your complete financial situation at no cost: income, debt, reserves, goals, and timing. You get clarity, not a sales pitch.

II.

Honest counsel

I will tell you the truth, even when the truth is that now is not the right time to buy. Candor that occasionally costs me the deal is the whole point.

III.

A partner for life

I would rather meet you at your first property and still be your guy at your tenth. This is a relationship, not a transaction.

LOAN SOLUTIONS THROUGH VOM

The right loan, from a lender that can bank or shop for you.

Through Velocity of Money Mortgage, I have access to more than 35 loan programs and partnerships with 55 plus banks and lenders. Because VOM holds its own credit line, we can lend directly or shop the broader market, whichever gets you the best product and rate. First homes, refinances, jumbo, new construction, and investor programs like DSCR and bank-statement loans.

Programs referenced are examples only. Availability depends on your goals, qualifications, and market conditions. All loans are offered through Velocity of Money Mortgage, NMLS #2503260. Equal Housing Lender.

Veld Loan Stats
35+
Loan programs to match nearly any goal, from first homes to complex investor files.
55+
Banks and lending partners, so your file is shopped for the best fit, not forced onto one shelf.
$3B+
In loans funded alongside the VOM team, the track record and lending power behind every loan I place.

WHO I WORK WITH

Built for builders.

Whether this is your first home or your tenth investment property, I meet you exactly where you are and build from there. The earlier we start, the more I can do for you over a lifetime.

Next-generation wealth builders

Not wealthy yet, but on your way. Get a partner in your corner early and keep them for the whole climb.

Real estate investors

From your first rental to a growing portfolio. DSCR, multifamily, and investor financing built around your strategy.

High-income professionals

Complex income, jumbo needs, and a financing strategy that respects the bigger picture you are building.

EDUCATION FIRST APPROACH

We help you understand every number before you make any commitment.

We place an extreme emphasis on education. Expect a complete breakdown of your options, the real cost of each, and how the decision fits the next ten years of your life. Knowledge is leverage, and we want you holding it. The more you understand, the better the decisions we make together.

EDUCATION FIRST APPROACH

What working with me actually looks like.

Veld Process Steps
01

Conversation

We talk goals. No pressure, and no application required to start.

02

Whole-picture review

I review your full financial situation, free of charge, and give you honest counsel.

03

Loan strategy

If buying makes sense, we find the right product from 35 plus programs through VOM.

04

Close and beyond

We close, and I stay your partner for the next move and the one after that.

ANOTHER WAY TO BUILD

Prefer to own without the hands-on?

Not everyone wants tenants and turnovers. If your interest in real estate is about returns rather than landlording, there is another path I am building: passive ownership in larger multifamily and operating businesses. It is still taking shape, but if that is more your speed, see where Veld Capital is headed.

ANOTHER WAY TO BUILD

Start the conversation.

Tell me a little about what you are looking for and I will be in touch. There is no commitment and no application required to talk. Ready to formally apply? I will point you to Velocity of Money Mortgage's secure application.

VELD.FINANCIAL

A white-glove, integrated financial practice for the next generation of investors and wealth builders.

Connect

Veld Financial is the personal brand of Cole Groeneveld and does not itself provide regulated financial services. It is the marketing and education platform that fronts the regulated work described above.

Mortgage financing is offered through Velocity of Money Mortgage, NMLS #2503260. Equal Housing Lender. This is not a commitment to lend. All loans are subject to underwriting approval, credit and income verification, appraisal, and satisfactory title. Rates and programs are subject to change without notice. Veld Financial does not make loans and is not a licensed mortgage lender.

Veld Wealth Advisors LLC is a Registered Investment Adviser in formation and is not yet registered or operational. Nothing on this site is investment, legal, or tax advice, a recommendation, a solicitation, or an offer of advisory services. All wealth and private-market content is educational and general in nature.

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